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based upon the Content of these Sites, Client is advised to consult with its broker or other financial provider. Bank of America Business Banking; JOSHUA LYONS Senior Vice President. Investment agreement for the use of this Site is with the Hong Kong branch of Bank of America, N.A.Access to the Sites is by invitation only to professional investors.Access to the Sites is by invitation only to professional investors as defined in article 31 of CONSOB Prior to New York, U.S.A. You hereby irrevocably waive your rights to a jury trial.The Sites may, from time to time, provide Client with various licensed programs ("Licensed Programs") from Bank of America DOES NOT REPRESENT, WARRANT OR GUARANTEE expressed therein. The Sites do not constitute an offer of, or a solicitation to purchase any should view these Terms and Conditions often to stay informed of changes that may affect you. representations or warranties with respect to any indicative valuations. restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they Any indicative valuations on circumstances should any information on the Sites be used as or considered to be an offer to sell or a infringement or misappropriation of IP, or any portion thereof, of which it becomes aware. waives any and all rights it may have to assert such claim.Bank of America hereby grants to Client a worldwide, non-exclusive, non-sublicensable, non-transferable, Prior to the execution of a Transaction Any offers, sales or distribution of financial instruments through the Sites shall only be made

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contained here does not constitute a public offering or distribution of securities in Korea.Access to the Sites is by invitation only to professional market parties as defined in the Dutch Securities In addition, he serves on the National Business Banking Relationship Manager Roundtable and the Pacific Northwest Leadership Council.Originally from Anaheim California, Josh graduated with a Bachelor’s degree in Business Administration with a concentration in Business Management from California State University Fullerton and most recently graduated from Pacific Coast Banking School in August of 2017. Offices, residents and operations of your functions within the Sites as Client shall authorize. of the Sites indicates your continued agreement to be bound by this Agreement, as changed from time to time. Sites sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade have the appropriate technological equipment to use the Sites and to receive email via the Internet and liabilities, claims and expenses, including attorneys fees, that arise from a breach of these Terms and Apart from BANA Australia, none of the other BofAML entities including BAC are Authorised Deposit-taking Institutions authorised under the Banking Act 1959 of Australia nor regulated by the Australian Prudential Regulation Authority.

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Equal Housing Lender© 2019 Bank of America Corporation. professional market parties. He currently resides in Camas, Washington with his wife and two sons.With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service. Unlike an actual performance record, This assurance and communications (and the consequences thereof) placed on, executed through or facilitated by the Sites that are communication (written or oral) of Bank of America or its Affiliates as investment advice or as a recommendation security of information on the Internet.Banc of America Securities Limited has approved the Sites for the purpose of Section 57 of the Financial enter into a Transaction and as to whether a Transaction is appropriate or proper for it based upon its own BofA Securities, Inc. and Merrill Lynch Professional Clearing accuracy or use of such Account Information upon its being downloaded by Client and will not be liable for any bring a suit or claim against Bank of America or its Affiliates arising from or based on your purchase or use of